Did you say Budgie?🤭

Write about your approach to budgeting.

Hello Dear Reader,

At times in the past I feel my approach to budgeting has been like many countries around the world. I start with an income, expect that income to then stretch beyond any realistic total. When the figures don’t add up blame the world economy and the ozone layer.

Now I have took my head out the sand and actually written out my income (when I found it), outgoings (I must be paying for me and the entire street) cancelled a few non essential items that were frivolous (ok I have re-added food).

I then took A (income) minus B (outgoings) ‘

Result = negative equity

Ok then I shave more of the outgoings and wow on paper it balances.

Then I try to live for the month according to the number that is the BUDGET.

So far I have been trying to stay within the boundaries of the page this month. But it has not been easy, I don’t think there has ever been a time that I have not worried about money and bills.

Now I am older I find myself in the horrible situation of being disabled and unable to work, so my only money is benefits. This means that children are now adults, and I really do have to live within those numbers on that page. No holidays, well there hasn’t been for a long time , trying to redecorate my home on a shoestring, cause the Budget dictates so. Having to get a gardener in not a luxury but a necessity, eats into my budget.

I have to say I detest the word BUDGET .

I am going to claim I run my home like the UK parliament runs the UK, in deficit

I need lessons from British Gas as the reports state British Gas has announced its profits for 2023 increased 10-fold to £750m see they can budget, hey some of that is my money.

Anyway don’t do as I do stick to whatever works for you and if you haven’t found it yet, search the internet for a plethora of ideas

Many Smiles sent to you

Kim-Louise